States I serve · Phone & video
Texas Medicare Help
Texas Medicare decisions vary with your county, providers and whether you also receive Medicaid. I offer phone and video consultations statewide, comparing the coverage options I represent with your care and budget in mind.
Medicare help from home
Phone and video appointments are available throughout Texas. I start with your ZIP code and county because plan availability and provider networks can vary locally. This page describes remote service, not a physical office in every community.
A state license does not mean I represent every insurer or plan. I confirm the products I can help with before making a recommendation.
Texas’s under-65 supplement rules depend on why you have Medicare
The Texas Department of Insurance distinguishes disability-related Medicare from eligibility due to End-Stage Renal Disease or ALS. For other disabilities, the six-month Medigap opportunity beginning with Part B guarantees access to Plan A. People under 65 with ESRD or ALS have broader plan access under the current guidance, with specific premium limits.
A person who qualified before 65 receives another Medigap open-enrollment opportunity upon turning 65. Bring the Medicare start dates and eligibility basis; those facts can change the comparison. If you are losing other coverage or Medicaid, Texas also describes guaranteed-issue protections that should be checked against the exact circumstances and deadline.
Separate STAR+PLUS and Medicare coverage decisions
If you have Texas Medicaid or receive STAR+PLUS services, bring both the Medicaid and Medicare plan information. My Texas STAR+PLUS integrated D-SNP guide explains the 2027 coordination changes being reviewed. Enrollment choices should be checked against county availability, eligibility and the services you currently receive.
Include personal-care assistance, home services, specialists and any existing authorizations in that review. I should establish how those services would continue before choosing a replacement based on extra benefits. Licensing in Texas does not mean I represent every STAR+PLUS or Medicare product.
Plan for distances, travel and help paying costs
List the actual clinics and hospitals you use, including any trip from a rural community to a larger medical center. If you divide your time between Texas and another state, tell me where you receive routine care and fill prescriptions. I check the exact plan’s arrangements rather than assume that an emergency benefit covers routine travel care.
Texas Health and Human Services provides Medicare Savings Program information and public counseling through the Texas Health Information, Counseling and Advocacy Program. The state’s H1200 application is used for Medicaid for older people and people with disabilities or Medicare Savings assistance. Use the current official form and eligibility instructions.
Bring these details to your review
- Your Texas county and any seasonal address or routine travel care
- Your Medicare eligibility basis and Part B start date
- STAR+PLUS, Medicaid or Medicare Savings notices and current home services
Have your medicine names, doses and preferred pharmacy available too. Please do not put a Medicare number, Social Security number or detailed medical records in the general contact form.
How the appointment works
- Choose a phone or video appointment and tell me your state and county.
- I review your coverage, care needs and enrollment dates.
- I explain the available options I represent and any next steps. You decide whether to move forward.
More help for Texas residents
Official Texas resources
Use these state sources for current program instructions and protections. Public benefits and counseling programs are separate from Thompson Medicare Brokerage.
- Texas DOI: Medicare supplement insurance guide
- Texas HHS: Medicare counseling and assistance
- Texas HHS: Form H1200 application
Prepared by Benjamin Thompson, licensed insurance broker. Last reviewed: . About Benjamin and license verification.
Talk through your Texas Medicare choices
I can review your doctors, prescriptions, enrollment timing and the insurance options I represent. Consultations are available by phone or video, at no cost and with no obligation to enroll.