Medicare Broker Services Made Simple
I help you understand Medicare, compare the insurance options I represent and choose coverage based on your doctors, prescriptions, budget and personal priorities—not a one-size-fits-all sales pitch.
Medicare Guidance Built Around You
Medicare coverage should fit your life—not force your life to fit an insurance plan.
Before comparing plans, I take time to understand your health care providers, prescriptions, finances, travel needs and preferences. Then we compare the options available through Thompson Medicare Brokerage and discuss the tradeoffs clearly.
If you are approaching 65 or preparing to retire, start with the Medicare enrollment, Turning 65 and retirement guide library to organize the timing questions before comparing coverage.
Medicare Insurance Services
I assist with the major private insurance products that work with Medicare, including Medicare Advantage, Medigap and Part D.
Medicare Advantage Plans
Medicare Advantage, also called Part C, is a private-plan alternative for receiving your Medicare Part A and Part B benefits. Most plans include Part D prescription coverage, while some do not.
Plans may include provider networks, copayments, prior authorization requirements and a yearly medical maximum out-of-pocket limit. Some also offer additional dental, vision, hearing, fitness or over-the-counter benefits.
Medicare Supplement Insurance
Medicare Supplement insurance, commonly called Medigap, works alongside Original Medicare to help cover certain deductibles, copayments and coinsurance.
Medigap plans do not normally include outpatient prescription drug coverage, so beneficiaries who want drug coverage generally purchase a separate Part D plan.
Medicare Part D Plans
Stand-alone Part D plans provide outpatient prescription coverage for people using Original Medicare and certain Medicare plan types.
I compare your medications, dosage, formulary tier, pharmacies, deductible and estimated annual cost—not just the plan’s monthly premium.
Dental, Vision and Hearing Coverage
Original Medicare generally does not provide routine dental, vision or hearing coverage. Separate insurance products may be available for beneficiaries who want additional protection.
Some Medicare Advantage plans also include limited benefits in these areas, but coverage amounts, networks and exclusions vary considerably.
Before comparing these benefits, review what Original Medicare, Medigap and Medicare Advantage may cover .
What I Review Before Recommending a Plan
Your Health Care Needs
- Primary care doctors and specialists
- Preferred hospitals and health systems
- Prescription medications and dosages
- Preferred retail and mail-order pharmacies
- Upcoming procedures or treatment needs
- Travel and out-of-area coverage needs
Your Financial Priorities
- Monthly premiums
- Medical and prescription deductibles
- Office, specialist and hospital copayments
- Coinsurance for expensive services and medications
- Maximum out-of-pocket exposure
- Preference for predictable or pay-as-you-use costs
How the Medicare Consultation Works
Tell Me About Your Situation
We discuss your current coverage, Medicare eligibility, doctors, prescriptions, budget and any problems you are trying to solve.
Compare the Available Options
I research the plans I represent and explain their costs, networks, drug coverage, benefits and important restrictions.
Choose With Confidence
You decide whether to remain with your current coverage or enroll in a different option. If you enroll through me, I remain available for continued service.
Texas County residents can learn what to prepare and what to expect from a Medicare consultation by phone or virtually .
If you are still deciding between the two primary coverage paths, read Medicare Advantage vs. Medicare Supplement .
Year-Round Medicare Support
My service does not end when your enrollment application is submitted. Medicare questions and insurance problems can happen throughout the year.
I remain available to help you understand the issue, find the appropriate department and determine what steps may be available.
Ongoing Help May Include
- Provider-network questions
- Prescription formulary or pharmacy problems
- Understanding a Medicare Summary Notice or Explanation of Benefits
- Billing, claims and denial questions
- Prior authorization or coverage questions
- Annual plan-change reviews
- Enrollment-period guidance
Problem Solving
I help identify what went wrong and which organization needs to address it.
Clear Explanations
I translate plan documents and Medicare terminology into straightforward language.
Personal Advocacy
When appropriate, I can help communicate with the insurance company and follow up on unresolved concerns.
When covered hospital or post-acute care is ending, review the fast Medicare appeal instructions and deadline immediately.
Experience With Medicare—and the People Who Use It
Medicare knowledge matters, but so do responsiveness, patience and the willingness to remain available after enrollment.
Thompson Medicare Brokerage combines years of Medicare experience with individualized service and access to plans from multiple insurance companies.
Carrier contracts, certifications and product availability vary by state, county and plan year.
Learn more about Benjamin Thompson and Thompson Medicare Brokerage →
Medicare Broker Services in Nine States
Thompson Medicare Brokerage currently offers licensed Medicare insurance services in the following states:
No Consultation or Enrollment Fee
I do not charge beneficiaries a consultation or enrollment fee for helping compare and enroll in the Medicare insurance products I represent.
If you enroll in an eligible plan through me, the insurance company may compensate Thompson Medicare Brokerage. You generally pay the same plan premium whether you enroll through a broker or directly with the insurance company.
Transparent Plan Selection
I compare plans from the insurance companies with which I am contracted and certified. I do not necessarily offer every plan available in your area.
You can review all Medicare Advantage and Part D plans available in your area through Medicare.gov Plan Compare or by calling 1-800-MEDICARE.
Learn more about the value and limitations of broker assistance on Why Do I Need a Medicare Broker?
Explore Medicare Advantage and Part D Options Online
You may use the online comparison tool to review Medicare Advantage and Part D plans available through the participating companies. Because provider networks, formularies and costs require careful review, I recommend speaking with me before completing an enrollment.
Explore Medicare Advantage and Part D PlansThe primary comparison tool does not include every carrier Thompson Medicare Brokerage represents. Schedule a no-cost consultation for a personalized review and the full list of carrier options I can discuss based on your location and eligibility.
Frequently Asked Questions
What Medicare products can Thompson Medicare help with?
I assist with Medicare Advantage, Medicare Supplement insurance, stand-alone Part D prescription plans and certain dental, vision and hearing products. Product availability varies by state and county.
Do I have to pay for a Medicare consultation?
No. Thompson Medicare Brokerage does not charge beneficiaries a consultation or enrollment fee for assistance with the Medicare insurance products represented by the brokerage.
Does Thompson Medicare represent every available plan?
No broker necessarily represents every plan. I compare plans from the insurance companies with which I am properly contracted and certified. Medicare.gov and 1-800-MEDICARE can provide information about all Medicare Advantage and Part D plans available in your area.
Can you help me decide between Medigap and Medicare Advantage?
Yes. We can compare premiums, provider access, travel needs, expected out-of-pocket costs, prescription coverage and enrollment rights. Your ability to obtain Medigap without medical underwriting may depend on when and where you apply.
Will you check whether my doctors accept a plan?
Yes. Provider-network research is an important part of the Medicare Advantage comparison process. Because directories can contain errors or change, it may also be appropriate to confirm participation directly with the provider.
Will you compare my prescriptions?
Yes. I review the medications and dosages you provide, formulary coverage, drug tiers, pharmacy networks, deductibles and estimated annual costs.
Can you help after I enroll?
Yes. I provide year-round assistance with questions involving plan documents, providers, prescriptions, billing, claims and future enrollment options. Some issues must ultimately be resolved by Medicare, the insurance company or the medical provider.
Can I change Medicare plans whenever I want?
Usually not. Medicare limits plan changes to specific enrollment periods unless you qualify for a Special Enrollment Period. I can help determine which enrollment opportunities may apply to your situation.
Let’s Make Medicare Easier
Tell me about your doctors, prescriptions and coverage priorities. I will help you understand Medicare, compare the plans I represent and make an informed decision without pressure.
Thompson Medicare Brokerage is not connected with or endorsed by the U.S. government or the federal Medicare program.