Missouri Medicare and Medicaid
UnitedHealthcare Dual Complete in Missouri: 2027 Changes by County
Compare the 2027 MO-Q1, MO-Q2 and MO-S3 names, plan IDs, complete county service areas and Medicaid eligibility requirements before reviewing your coverage.
Quick answer: For 2027, MO-S001 becomes MO-Q1 and MO-S002 becomes MO-Q2. MO-S3 is listed under three H0169-014 county versions. Start with your full plan ID, county and Medicaid eligibility category; benefits and enrollment instructions must be checked for your own coverage.
Find your plan number
Looking for H0169-009 or H0169-014?
Start with the 2026-to-2027 plan ID explanation. Then match your county to the complete 2027 MO-S3 plan number, including its final three digits:
Have your member notice and full plan ID ready when you call Benjamin at (417) 420-1807 for help reviewing your coverage.
Compare the correct year
What changes in the Missouri plan names?
UnitedHealthcare’s 2027 Annual Notices of Change confirm two name changes effective January 1, 2027. Match the complete plan ID as well as the name:
| 2026 plan | 2027 plan | Plan ID in both years |
|---|---|---|
| MO-S001 (HMO-POS D-SNP) | MO-Q1 (HMO-POS D-SNP) | H0169-002-000 |
| MO-S002 (PPO D-SNP) | MO-Q2 (PPO D-SNP) | H2001-040-000 |
The CMS 2026-to-2027 crosswalk identifies MO-S3 H0169-009 → H0169-014 as a renewal. For 2027, MO-S3 has three county versions: H0169-014-001, H0169-014-002 and H0169-014-003, listed below. Match your residence and member notice to the complete ID, and confirm eligibility and any required action with UnitedHealthcare.
2027 service areas
MO-Q1 and MO-Q2: statewide Missouri availability
For 2027, UnitedHealthcare lists MO-Q1 H0169-002-000 and MO-Q2 H2001-040-000 in all 114 Missouri counties and independent St. Louis City. Availability does not establish eligibility, provider participation or identical benefits between the plans.
2027 MO-S3 county group
MO-S3 H0169-014-001
The 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP), H0169-014-001, is listed in these counties:
Adair, Andrew, Atchison, Audrain, Bates, Benton, Bollinger, Boone, Buchanan, Butler, Caldwell, Callaway, Camden, Cape Girardeau, Carroll, Carter, Cedar, Chariton, Clark, Clinton, Cole, Cooper, Crawford, Daviess, DeKalb, Dent, Dunklin, Gasconade, Gentry, Grundy, Harrison, Henry, Holt, Howard, Iron, Johnson, Knox, Laclede, Lewis, Linn, Livingston, Macon, Maries, Marion, Mercer, Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Nodaway, Osage, Pemiscot, Pettis, Phelps, Polk, Pulaski, Putnam, Ralls, Randolph, Ray, Reynolds, Ripley, Saline, Schuyler, Scotland, Scott, Shelby, St. Clair, Stoddard, Sullivan, Vernon, Wayne, Worth.
2027 MO-S3 county group
MO-S3 H0169-014-002
The 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP), H0169-014-002, is listed in these counties and St. Louis City:
Barry, Barton, Christian, Dade, Dallas, Douglas, Franklin, Greene, Hickory, Howell, Jasper, Jefferson, Lawrence, Lincoln, Madison, McDonald, Newton, Oregon, Ozark, Perry, Pike, Shannon, St. Charles, St. Francois, St. Louis, St. Louis City, Ste. Genevieve, Stone, Taney, Texas, Warren, Washington, Webster, Wright.
2027 MO-S3 county group
MO-S3 H0169-014-003
The 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP), H0169-014-003, is listed in these counties:
Cass, Clay, Jackson, Lafayette, Platte.
Confirm eligibility
Full Medicaid and QMB-only are different
Having Medicare and some help from Missouri does not make every Dual Complete plan available to you. The 2027 Evidence of Coverage documents list these Medicaid categories:
| 2027 plan | Listed eligible Medicaid categories |
|---|---|
| MO-Q1 and MO-Q2 | QMB, QMB+, SLMB+ and FBDE |
| MO-S3, all three county versions | QMB+, SLMB+ and FBDE; full Medicaid benefits required |
QMB is Qualified Medicare Beneficiary. QMB+ and SLMB+ combine Medicare cost assistance with full Medicaid; FBDE means Full Benefit Dual Eligible. QMB-only is not the same as QMB+. Bring your current MO HealthNet eligibility letter so the plan can confirm the category, along with Medicare Parts A and B and your home address. Do not infer eligibility from a card’s appearance or from help paying one premium.
Use your exact version
Check benefits, doctors and prescriptions together
Do not apply one Missouri advertisement to every Dual Complete member. Use the 2027 Summary of Benefits and Evidence of Coverage for the complete plan ID, including the final three digits. Compare dental, vision, transportation and other benefits with their limits, participating providers and approval rules.
UnitedHealthcare describes healthy food and utility coverage as a special supplemental benefit for qualifying chronically ill members who also meet its risk and care-coordination criteria. A diagnosis alone, Medicaid enrollment or possession of a UCard does not establish access to every advertised use. Confirm eligible purchases and expiration rules with your exact plan.
Check each doctor, hospital, dentist, drug and pharmacy for 2027. Save the results and confirm participation with both the plan and provider, especially for treatment already scheduled.
Before December 7
Bring the documents that answer your situation
For a useful review, gather your current member card, 2027 Annual Notice of Change, any separate transition or non-renewal letter, MO HealthNet eligibility notice, medication list and provider list. Ask which plan and ID will cover you on January 1 if you make no change, and whether anything requires action.
Medicare says the annual notice explains January changes in coverage and costs. Request a copy from the plan if yours is missing. Fall Medicare Open Enrollment runs October 15–December 7, 2026, for changes effective January 1, 2027. The plan must receive the enrollment request by December 7. A different marketing name or plan ID alone does not establish a special enrollment right; have any separate notice reviewed.
Questions before you decide
Frequently Asked Questions
Is St. Louis City included with St. Louis County?
They are separate entries. Both appear in the 2027 MO-S3 H0169-014-002 county group and in the MO-Q1 and MO-Q2 service areas. Check your actual residence when identifying the plan version.
Does MO-S001 becoming MO-Q1 mean the plan was canceled?
The official 2027 MO-Q1 annual notice describes a name change from MO-S001 and continued enrollment for the members addressed by that notice. The MO-Q2 notice similarly addresses MO-S002 members. Match the notice to your own plan before relying on its instructions.
Is the MO-S3 number change a plan cancellation?
CMS classifies H0169-009 → H0169-014 as a renewal. Confirm your county version and personal enrollment instructions in your notice; the number change alone does not establish termination or a special enrollment right.
Primary references
Official Sources
- 2027 UHC Dual Complete MO-Q1 (HMO-POS D-SNP) — H0169-002-000
- 2027 UHC Dual Complete MO-Q2 (PPO D-SNP) — H2001-040-000
- 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP) — H0169-014-001
- 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP) — H0169-014-002
- 2027 UHC Dual Complete MO-S3 (HMO-POS D-SNP) — H0169-014-003
- UnitedHealthcare 2027 MO-Q1 Annual Notice of Change
- UnitedHealthcare 2027 MO-Q2 Annual Notice of Change
- UnitedHealthcare 2027 MO-Q1 Evidence of Coverage
- UnitedHealthcare 2027 MO-Q2 Evidence of Coverage
- UnitedHealthcare 2027 MO-S3 001 Evidence of Coverage
- UnitedHealthcare 2026 MO-S3 plan page
- Medicare: Plan Annual Notice of Change
- Medicare Open Enrollment
- UnitedHealthcare 2027 MO-S3 002 Evidence of Coverage
- UnitedHealthcare 2027 MO-S3 003 Evidence of Coverage
- CMS 2027 Part C & D Plan Crosswalk (October 1, 2026 file)
Sources checked November 8, 2026. Confirm your exact plan, county, eligibility and effective date before making a coverage decision.
Independent Medicare guidance
Review Your Coverage for 2027
I can help Missouri residents compare their doctors, prescriptions and coverage needs with available Medicare plans I represent. Bring your current plan documents and questions for a phone or video review.
Use the callback form to request contact. Keep Medicare numbers, medication lists and medical details out of the general message; I can arrange an appropriate way to review them.
Thompson Medicare Brokerage is an independent, non-government insurance agency. This educational guide is not issued or endorsed by any carrier, healthcare provider or drug manufacturer mentioned. We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in every area. Contact Medicare.gov, 1-800-MEDICARE or your State Health Insurance Assistance Program for information about all available options. Benefits, costs, provider access and enrollment eligibility depend on the exact plan and circumstances.