🔎 ANOC Introduction

It’s not just a formality. Reviewing your ANOC carefully ensures that your plan still meets your healthcare needs and helps you avoid unexpected expenses.

At Thompson Medicare Brokerage, I guide you through these changes step by step, helping you make confident decisions about your coverage.

🤔🔍 What is the Annual Notice of Changes?

The ANOC is a document sent by your Medicare plan each fall. Its purpose is to notify you about important updates for the next year. Key areas typically included in the ANOC are:

• Premium changes 💵 – Initially, you will see any increase or decrease in the amount you pay each month.
• Copayments and deductibles 🏥 – Next, any updates on what you pay when you see a doctor, visit a specialist, or receive treatment.
• Coverage updates 🩺 – Then, adjustments to the services your plan will cover.
• Pharmacy and drug list changes 💊 – Finally, modifications to your plan’s formulary, including which medications are covered and any changes to tiers or costs.

Even if you’re satisfied with your current plan, reviewing your ANOC ensures there are no surprises that could impact your health or finances in the coming year.

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📅 When Should You Review Your ANOC?

You should expect your plan to send the ANOC in September or October. Then, here’s a suggested approach to make the review process easier:

1. Read it thoroughly – Don’t skip sections, even the small print.
2. Compare changes with your current plan – Then look for differences in premiums, coverage, or prescriptions.
3. Consider alternatives – Finally, if the changes are significant, other plans may better suit your needs.

Tip: Set aside dedicated time to review your ANOC. Make notes of questions or concerns before contacting me, so our conversation is productive and focused.

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✅ How I Can Help

Reviewing your ANOC doesn’t have to be overwhelming. Here’s how I help:

• I explain changes in plain language so you can understand exactly what’s happening.
• Compare your plan to other options in your area.
• I help ensure you avoid surprises and make informed decisions about your healthcare coverage.

My goal is to make sure your plan works for you and your budget, not just to follow paperwork.

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📞 Ready to Review Your ANOC?

If you’ve received your Annual Notice of Changes, don’t wait! I’m here to guide you through it.

Contact Benjamin at Thompson Medicare Brokerage:

• Phone: 855-982-6525
• Email: benjamin@thompsonmedicare.com
• Consultation: Schedule here.

I’ll review your plan with you, answer all your questions, and help you make confident decisions for the year ahead.

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✅ Moving forward..

Medicare isn’t just about picking a plan — it’s about having someone in your corner who puts your needs first. At Thompson Medicare Brokerage, I believe in full transparency and real guidance.

My role isn’t to steer you toward the plan that pays me more — it’s to help you find the one that fits your health, lifestyle, and budget best. Whether you’re navigating Medicare Advantage, Medigap, VA coordination, or Medicaid overlap, I’m here year-round, not just during enrollment.

I’ll help you check your doctors, prescriptions, and benefits, so you can make confident, informed decisions. Still comparing options? Feel free to explore more of my Medicare articles or visit the Broker Services page to learn how I support clients before, during, and after enrollment.

When you’re ready to have a real conversation, let’s connect. I’ll take the time to understand your full picture — so we can choose a plan that supports your peace of mind, not just your paperwork.